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Hospital & charity care

Undue Medical Debt (formerly RIP Medical Debt)

Charity that buys and forgives medical debt for pennies on the dollar.

Free

Why this matches you

AI-generated from your intake answers. Not medical or legal advice.

Purchases bundled medical debt portfolios from hospitals and collection agencies, then forgives the debt entirely. Patients receive a letter saying their debt has been abolished.

Who qualifies

A quick look at who this program is designed to help.

Where

Available nationwide

Income

Up to 400% of federal poverty level

Age

All ages

Conditions

Any condition

Insurance

UninsuredUnderinsuredMedicaidMedicarePrivate insurance

Stage of care

I have a bill I can't pay

What you'll need

Have these ready before you start the application.

  • No documents required: you cannot apply directly. If you receive a debt forgiveness letter, no action is needed.

How it works

  1. 1

    Fill out the application

    The program runs its own application. We'll send you straight there.

  2. 2

    Submit your documents

    Upload or send the documents listed above, following the program's instructions.

  3. 3

    Receive your benefit

    If approved, the benefit kicks in based on the program's timeline.

Ready to apply?

Start your application on the program's own website. We'll keep your matches ready when you come back.